Sell your house for cash. We’ll prove we can buy it.
Most cash buyers ask you to trust their website. We ask you to trust the evidence. SwiftStone buys homes directly with our own funds, and our solicitor will confirm it to yours before you commit to anything.
- ✓Written cash offer in 24–72 hours
- ✓No fees: we pay legal & survey costs
- ✓No price drop after the survey
- ✓Complete in 7 days, or when you choose
Get your free cash offer
Takes 60 seconds. A written offer in 24–72 hours.
Proof, not promises
Every cash buyer says “fast, fair and no fees”. Here's what we'll actually put in writing.
Proof of funds
Our solicitor confirms our funds to yours before you commit. We're the buyer, not a middleman looking for one.
Our price is our price
No last-minute price drops. Once we've made a formal offer after the survey, that's what we pay.
Real people
You'll know exactly who is buying your home and how to reach them directly. No call centres.
No pressure
Take your time and get other offers. We'd rather you made the right decision than a rushed one.
Four steps to cash in your bank
Tell us about your property
Enter your postcode and answer a few quick questions. It takes about 60 seconds.
Get your cash offer
We research Land Registry data and local sales, then give you a written cash offer within 24–72 hours.
Independent survey
If you're happy, we send one RICS surveyor at our cost. The price we agree is the price we pay.
You pick the date
From 7 days to 3 months. Our solicitors handle the legal work, at our cost, and the money goes to your solicitor on completion day.
Selling a property?
Get a written cash offer for your house, flat or land in 24–72 hours. No viewings, no chain, no fees. Complete on the date that suits you.
Get my cash offer →Buying below market value?
Register your buying criteria and get off-market, below-market-value properties sent to you before they're advertised anywhere else.
Register for deals →We don’t judge. We just solve the problem.
Divorce & separation
Get a clean financial break quickly, with no viewings and no estate agent board outside.
Find out more →Inherited & probate
We buy inherited homes as they are. No clearing, no repairs, and we can start before probate is granted.
Find out more →Facing repossession
Sell before the lender does. Clear the mortgage, protect your credit and keep control.
Find out more →Tenanted property
Landlord looking to get out? We buy with tenants in place, and we buy whole portfolios too.
Find out more →Relocating
New job or a move abroad? Sell on your timeline, with the cash in your bank before you leave.
Find out more →Sale fallen through
Buyer pulled out? We can step in as a chain-free cash buyer and pick up where the sale stopped.
Find out more →Estate agent vs SwiftStone
| Typical estate agent sale | SwiftStone cash sale | |
|---|---|---|
| Time to sell | Often 4–6 months or more | 7 days to 3 months, your choice |
| Fees | Agent fee (often 1–3% + VAT), plus legal fees | £0: we pay legal & survey costs |
| Viewings | Many, often with time-wasters | None. One surveyor visit |
| Chance of falling through | A significant share of agreed sales collapse | No chain, no mortgage, funds proven |
| Price changes after survey | Common | Never: our price is our price |
| Condition | Repairs often needed to sell | We buy as it is |
| Price | Closer to full market value, if it sells | Below market value, but certain |
You will get less than full market value. Here’s why it can still add up.
A cash sale trades some of the headline price for speed, certainty and zero cost. Once you take off agent fees, legal fees, months of mortgage payments, council tax and bills, plus the risk of the sale falling through, the gap is often much smaller than you'd think.
We built a calculator so you can see the real numbers for your situation. No sales pitch, just maths.
Try the true cost calculator →What we buy
- Houses
- Flats
- Bungalows
- Maisonettes
- HMOs
- Portfolios
- Commercial
- Mixed-use
- Land
- Tenanted
- Vacant
- Short leases
- Needs work
- Derelict
- No EPC
- Subsidence
Any condition, any situation. If it has a title deed, we're interested.
Straight answers
How much will you offer for my house?
Cash buyers pay less than full open-market value. Across the industry, offers usually fall somewhere between 75% and 85% of market value. Where yours lands depends on the property's condition, location and how quickly you need to sell. We explain exactly how we arrived at our figure, and our true cost calculator shows how it compares with what you'd actually take home through an estate agent.
How quickly can you buy my house?
You'll have a written cash offer within 24–72 hours of your enquiry. Once you accept, you choose the completion date. It can be as soon as 7 days, or up to 3 months if you need more time to plan your move.
Are there any fees?
No. We pay for the survey and for your legal fees. The amount we agree is the amount you receive, minus only what you owe on any mortgage or secured loans.
Will you drop the price after the survey?
No. Once we make a formal offer after the independent survey, that is the price we pay. If the survey turns up something we couldn’t have known about, we will either go ahead at the agreed figure or tell you straight away that we can’t proceed. We never come back with a lower offer in the final week.
How do I know you actually have the money?
Ask us. Before you commit to anything, our solicitor will confirm proof of funds directly to your solicitor. If a cash buyer won’t do this, be wary of them.
Ready to find out what we’d pay?
No obligation, no hard sell. An honest cash offer in 24–72 hours. If it doesn’t work for you, no problem.