How we buy your home: four steps from enquiry to cash in your bank
Selling to SwiftStone is designed to be the opposite of selling through an estate agent: no months of waiting, no chain of strangers, no drawn-out negotiations.
Tell us about your property (about 60 seconds)
Enter your postcode and answer a few quick questions about your home. There's no obligation, no commitment and no hard sell.
Within 24–72 hours, we'll come back to you with a written cash offer based on Land Registry data, recent local sales and our own research.
Independent survey (at our cost)
If you're happy with the offer, we instruct an independent RICS-qualified surveyor to visit. We pay for it. The surveyor gives an independent view of your home's condition and value.
We then confirm our formal written offer. That is the price we'll pay, and it won't change. If the survey turns up something serious that nobody could have known about, we either go ahead at the agreed price or tell you straight away. No haggling, no games.
Solicitors get to work (we pay their fees too)
Once you accept, solicitors are instructed straight away. Use your own, or we'll provide one at our expense. Either way, you'll get regular updates.
At this point our solicitor also sends proof of funds to yours, confirming we have the money to complete.
You choose the completion date
Need 7 days? We can do it. Need 3 months while your next home is ready? That's fine too. We fit around your life.
On completion day, the agreed amount goes to your solicitor, who passes it to your bank account. Done.
About the process
How quickly can you buy my house?
You'll have a written cash offer within 24–72 hours of your enquiry. Once you accept, you choose the completion date. It can be as soon as 7 days, or up to 3 months if you need more time to plan your move.
Are there any fees?
No. We pay for the survey and for your legal fees. The amount we agree is the amount you receive, minus only what you owe on any mortgage or secured loans.
Will you drop the price after the survey?
No. Once we make a formal offer after the independent survey, that is the price we pay. If the survey turns up something we couldn’t have known about, we will either go ahead at the agreed figure or tell you straight away that we can’t proceed. We never come back with a lower offer in the final week.
How do I know you actually have the money?
Ask us. Before you commit to anything, our solicitor will confirm proof of funds directly to your solicitor. If a cash buyer won’t do this, be wary of them.
Am I obliged to accept your offer?
Not at all. Our offer is free and comes with no obligation. You can take time to think, get other offers, or walk away. We don’t do “this offer expires today” tactics.
Ready to find out what we’d pay?
No obligation, no hard sell. An honest cash offer in 24–72 hours. If it doesn’t work for you, no problem.